FAQs

Life Insurance

03 May 2005

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ICICI Pru Save'n'Protect policy.

If your policy has a surrender value, you can apply for a policy loan upto 80% of the surrender value. This loan will carry an interest rate as decided by the company from time to time. The interest will be charged starting from the date of the loan. You can repay the interest and the loan at any time.

If the total outstanding amount owed to us under your policy exceeds the surrender value, your policy terminate immediately. The outstanding loan and interest will be deducted from the claim amount at the time of settlement.

Virtus Wealth
Virtus Distributors and Services Private Limited
AMFI Registered Mutual Fund Distributor

ARN- 154297 (28/09/2024- 27-09-2027)
APRN-01691 (26/08/2026 till 25/08/2029)

Virtus Distributors and Services Private Limited, holding ARN-154297, is a registered Mutual Fund Distributor with AMFI. The company is also registered with the Association of Portfolio Managers in India (APMI) under APRN-APRN01691  for the distribution of Portfolio Management Services (PMS) products. Investments in Mutual Funds are subject to Market Risks.
Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

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