What Are Corporate Deposits?

  • These types of deposits are offered by corporate companies
  • Generally, banks are the issuers of fixed deposits services or products in India
  • But there are other non banking institutions that offer similar deposit products to investors. These corporate entities could be involved in various businesses & may require capital to fund their operations
  • In such scenario, they issue deposit certificates to the investors of different tenures at fixed interest rates
  • These types of deposits offer high interest rates than the ones offered by banking institutions. Hence, investors prefer to include corporate deposits in their investment portfolio
  • A well chosen corporate deposit scheme will yield great returns for an investor
  • Though these type of deposits offer higher interest rates, there is also a slightly higher risk associated with them. One must factor the credit risk of a company before investing

Virtus Wealth
Virtus Distributors and Services Private Limited
AMFI Registered Mutual Fund Distributor

ARN- 154297 (28/09/2024- 27-09-2027)
APRN-01691 (26/08/2026 till 25/08/2029)

Virtus Distributors and Services Private Limited, holding ARN-154297, is a registered Mutual Fund Distributor with AMFI. The company is also registered with the Association of Portfolio Managers in India (APMI) under APRN-APRN01691  for the distribution of Portfolio Management Services (PMS) products. Investments in Mutual Funds are subject to Market Risks.
Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

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